Starter
$290 per month
Up to 2 entities
- 3 bank feeds
- Matching
- Close checklist
- 2 approvers
Your month, tied out and explained.
Ruleoff matches every bank line to your ledger, drafts the reason behind every variance, and leaves the sign off to you.
0412 bank total for September · 0413 every line tied to the ledger · 0414 software spend up 18.4%, explained from three source lines. Example month: Larchmere Fastener Co. is invented.
September close
Larchmere Fastener Co.11 of 14 doneDAY 1
3 of 3 done
- Done: Bank feeds pulled, cutoff setMei Tanaka
- Done: Prepaids rolled forwardMei Tanaka
- Done: Fixed asset additionsBen Albright
DAY 2
3 of 3 done
- Done: Card program reconciledMei Tanaka
- Done: Operating account, 1,283 of 1,284 matchedRuleoff · Ben Albright
- Done: Intercompany tied outBen Albright
DAY 3TODAY
5 of 6 done
- Done: Payroll accrual postedBen Albright
- Done: Deferred revenue scheduleMei Tanaka
- Done: Last bank line matched by handBen Albright
- Done: Inventory count adjustedBen Albright
- Done: Sales tax payable reconciledMei Tanaka
- Waiting: Freight accrual, $2,350.00 draftWaiting on Rosa Castellanos
DAY 4
0 of 1 done
- Not started: Variance review, 2 flaggedBen Albright
DAY 5
0 of 1 done
- Not started: Sign off and exportRosa Castellanos
1,284 bank lines. One afternoon.
Ruleoff pairs bank lines with ledger entries by amount, date, reference and payee, including one payment that settles three invoices. What it is sure of, it matches. What it is not sure of, it asks you.
Unmatched bank lines
1,284
1 of 1,284 bank lines unmatched.
One left. It is yours.
Operating account · September
Day 3 · 1 openSeptember closed · Day 3| Date | Bank line | Reference | Amount | Ledger | Status |
|---|---|---|---|---|---|
| Sep 29 | Corvane Steel SupplySep 29 · Matched by Ruleoff | ACH 448120 | −18,240.00 | BILL 9031 | Matched by Ruleoff |
| Sep 29 | Card settlementSep 29 · Matched by Ruleoff | STL 0929 | −6,912.47 | JE 4410 | Matched by Ruleoff |
| Sep 29 | Wire in · Brackwater MarineWire in · Unmatched | WIRE 0929 BRKW | 4,812.50 | None yet | Unmatched |
| INV 2207 · Brackwater MarineOpen in ledger | AR 2207 | 3,100.00 | INV 2207 | Open in ledger | |
| INV 2214 · Brackwater MarineOpen in ledger | AR 2214 | 1,712.50 | INV 2214 | Open in ledger | |
| INV 2231 · Brackwater MarineOpen, due Oct 31 | AR 2231 | 2,960.00 | INV 2231 | Open, due Oct 31 |
| Week | Lines | Bank | Ledger | Status |
|---|---|---|---|---|
| Sep 1 to 7 | 310 | 600,102.57 | 600,102.57 | Tied out |
| Sep 8 to 14 | 309 | 576,007.90 | 576,007.90 | Tied out |
| Sep 15 to 21 | 309 | 571,141.76 | 571,141.76 | Tied out |
| Sep 22 to 28 | 309 | 558,544.18 | 558,544.18 | Tied out |
| Sep 29 to 30 | 47 | 113,109.74 | 113,109.74 | 1 open |
Match with…
INV 2207 + INV 2214 · Brackwater Marine4,812.50
INV 2231 · Brackwater Marine2,960.00
Arrow keys to choose, Enter to match, Escape to close.
September total1,284 bank lines · 1,297 ledger lines · 2 entities
BANK2,418,906.15
LEDGER2,418,906.15
02 Explain
Every variance gets a reason you can check.
When an account moves more than 10 percent or $5,000, Ruleoff writes a first draft of why, from the transactions behind it. Every sentence links to its source lines.
Software spend, September against August, up $6,210
Flux review · September
Raw materials+0.7%
Payroll+2.3%
Software+18.4%
Freight−22.1%
Rent+0.0%
Professional fees+8.9%
Insurance+0.0%
Utilities+6.4%
Travel−7.4%
Software · draft explanationDraft · review before approving
Software spend is up 18.4% ($6,210).
Two annual renewals billed in September instead of October.
| Sep 8 | Annual renewal, design software BILL 8817 | 3,480.00 |
| Sep 15 | Annual renewal, inventory system BILL 8846 | 2,940.00 |
| Sep 22 | Credit, two seats removed CM 0311 | −210.00 |
| Change, August to September | 6,210.00 |
03 Approve
Nothing posts until a person says so.
Matches, explanations and journal entries arrive as drafts. Approve them one by one or in a batch. Each approval records who, what and when.
Journal entry draft · JE 4472
Draft · review before approving| Account | Debit | Credit |
|---|---|---|
| Freight expense | 2,350.00 | |
| Accrued liabilities | 2,350.00 |
September freight not yet invoiced. Reverses Oct 1.
APPROVED
Approved by Rosa Castellanos, Controller, Oct 3, 2026, 4:12 pm
- Ruleoff drafted the freight accrual from 6 open shipments
- Ben Albright edited the memo
- Ben Albright matched the Brackwater wire by hand
- Rosa Castellanos approved both in a batch
Five days, laid out before day one.
Your own checklist, your own owners. Ruleoff only keeps it moving.
- DAY 1Bank feeds and cutoff3 tasks
- DAY 2Matching and open items3 tasks
- DAY 3Accruals and variances6 tasks
- DAY 4Review1 task
- DAY 5Sign off and export1 task
Connects to
- Your general ledger
- Your bank feeds
- Your card program
- Payroll exports
- Spreadsheets you still need
Read only access. You choose the accounts.
Pricing that grows with entities, not seats.
Example pricing for a demo brand.
Growth
Includes variance explanations$890 per month
Up to 8 entities
- Unlimited feeds
- Variance drafts
- Approval rules
- Audit export
Enterprise
Talk to us
Unlimited entities
- SAML single sign on
- Custom retention
- Onboarding with a controller
What controllers ask first.
No. It drafts matches, explanations and journal entries. A person approves each one, and every approval is logged.
Read only access to the bank feeds and ledger accounts you pick.
From the transactions behind each number. Every sentence links to the lines it came from, so you can check it in one click.
Export any month as PDF and CSV with every match, edit and approval, with names and times.
Connecting takes an afternoon. We suggest running one month side by side with your current process before you switch.
Nothing is charged automatically. Pick a plan, or the workspace is deleted after 30 days.
Close next month with Ruleoff.
This is an example site. Nothing you type here is sent anywhere.